It’s been almost a year since the country’s health care system was privatised and for the first time, the idea of a health insurance market is being debated in Germany.
But the concept is still in its infancy.
A new report from the German think-tank EIF, the Federal Government and the Association of German Health Insurance Plans (BDHIP) indicates that a health care market might not be the answer for the country.EIF’s report states that, in the short term, the market would likely be unable to meet the health needs of Germany’s population.
And for Germany to become the world leader in health care it needs a much more robust system, it says.EI is the German health insurance system.
The company provides health insurance to almost 2 million people.
The German Government set up a consortium of health insurers in 2017 to study the feasibility of a free-floating market for health insurance.
The report, entitled Free-Market Health Insurance: A New Concept?
by the German Institute for Health and Social Affairs (BAMF), is part of the group’s ongoing research on a “free-market” health insurance solution for Germany.
Its author, Andreas Mieser, an economics professor at the University of Bonn, said that he and his colleagues had been studying the idea for a few years.
The market would need to be flexible to cover the needs of the German population, and be competitive, with low premiums and a relatively low tax.
The idea of using the existing health insurance markets in the US and the UK was not particularly attractive to investors because they are subject to strict regulations and there are no guarantees about the quality of the health insurance offered.
But EIF’s study suggests that a market would be viable for Germany if there were no restrictions.
The problem is that, for the foreseeable future, the government will have to regulate and oversee the markets, Miesers told DW.
He and his co-authors argue that the idea could make sense, given the lack of government regulation of the market.
They point to a few key characteristics that would make the market competitive, such as the fact that people would be able to shop for their own health insurance, they argue.
But the report also makes a number of other important points, including the fact the market could not be self-sustaining and the fact it would not be regulated.EIS has been working on a free market health insurance model for Germany for some time, but its research has been focused on the concept of a “closed” market.
The BAMF says it has developed a number different models to evaluate the viability of the concept, but one of them, called a “bundled market” by the researchers, is the most viable for the German market.
Bundled markets allow companies to offer different kinds of insurance to different groups of people, and it’s this model that EIF and other researchers have been developing.
“In the Bundled Market, individuals, families and small businesses are guaranteed access to health insurance,” the researchers wrote in their report.
“This is the first market that has been tried and tested in Germany.”
The Bundled market is a model that is currently being studied in Germany, the BAMFs report said.EKG and other research groups have also been studying what type of insurance the German insurance market would offer.
The study by the B.M.F. and E.B.M.’s E.R.P. is being done in conjunction with the Munich Institute for Research on the Economy and Public Policy.
In their report, EKG researchers argue that a simplified, regulated system is the only way to guarantee that health insurance will cover everyone.
But Miesger told DW that a simple, regulated market system, with no risk of price discrimination, would not provide the protection to the individual that a free, open market provides.
“The Bundles market would have to be managed by private companies with the help of the state,” Miesner said.
The Bundling market system would also be expensive, he added.
It would be very expensive to run the market, as private companies could not provide coverage at the same level as public companies, the report said, and the cost would increase if the Bundles system was not regulated.
Miesner also said that the Bundling system would be too complex and costly for most Germans.
“We have to remember that for the Bundlers, there are more than two insurers,” he said.
“There are four different health insurance plans.
This is very complex.”
In addition, the Bundlings system would involve the establishment of “duties” for each person, Mersner said, adding that it would be difficult to run a company with these duties in place.
The authors argue that, although a market in the Bunds system would have the same insurance premiums as the current health insurance systems, there would be some degree of competition